Qualifications

Get informed before you apply!

ResiHome Qualification Requirements:

Please review the rental criteria below before completing your application. Note that ResiHome receives several applications. As a result, all applications are processed on a first-come, first-serve basis. ResiHome will only review completed applications. Applying to lease a property from ResiHome does not guarantee approval or create a binding lease agreement for the home.

A Completed Application* consists of:

  • A filled out and submitted application via the secure ResiHome application portal that includes all individuals eighteen years or older who will be occupying the home (see “Application Details” section below);
  • A clear and legible copy of a valid & up-to-date government-issued I.D.;
    • Examples of acceptable I.D. include driver’s license, state identification card, military I.D., or U.S. government-issued picture I.D.
  • One month of verifiable income (see “Employment & Income Verification” section below);
    • Applicants that will not be considered financially responsible under the lease are not required to upload any income documentation, and their credit/income will not be considered.
  • Payment of all necessary fees (see “Fees” section below); and
  • Completion and passing criminal, rental, and credit history background checks** (see “Background Check” section below)
  • All sections of the application must be completed for the application to be processed.
    • Please allow 24 to 72 hours for your application to be processed. If an application is submitted during the weekend or holiday, that application will be processed the following business day. If you need to call us back with more information regarding your application, please do so within this time frame.

Please remember to stay safe on the web and avoid rental fraud. Our rental applications can only be submitted directly through our secure online portal at resihome.com.

*Depending upon the results of the report returned from TransUnion, ResiHome may request additional information.

** All applications are reviewed following established screening criteria and using services of TransUnion, a third-party screening provider, for credit and criminal background checks. TransUnion Dispute Department is located at P.O. Box 2000, Chester, PA 19016 and can be reached by visiting www.transunion.com or calling 888-710-0270.

Application Denial:

  • Failure to provide all required documentation will result in a denied application and the forfeiture of all fees paid to reserve the home.
  • Any determination of falsification of an application is grounds for immediate and automatic denial, as well as forfeiture of all fees paid to reserve the home.
  • If an application is denied for any reason, and upon written request from the Primary Applicant, we will perform one additional TransUnion background check as a courtesy.
  • For future approval, the applicant will need to reapply after thirty days.

Employment & Income Verification:

All financially responsible leaseholder(s) must have stable and verifiable employment or, if unemployed or retired, will be considered self-employed and must meet the guidelines for self-employment.

Applicants must have a minimum combined, verifiable gross income of three* times the monthly rent or three years of annual rent in liquid assets. All applicants must provide the prior two months’ personal bank statements and must not have more than two insufficient funds (“NSF”) or overdrafts during those two months (if self-employed, the previous six months’ personal bank statements are required). See below for more information on the income verification requirements based on employment status.
*underwriting requirements may vary by client

    • Please note that we do not accept Section 8 or any other government vouchers currently.
    • Currently Employed: Verifiable income includes one full month’s most recent pay stubs. All applicants must provide the prior two month’s personal bank statements and must not have more than two NSF or overdrafts during those two months.
    • Self Employed: If you are self-employed, you must provide the previous two year’s personal income tax returns and the previous six months’ personal bank statements as evidence of sufficient income. Persons who hold jobs that are commission only, base salary plus commission, tips, or bonus will be considered self-employed.
    • Future Employment: If you are starting a new job, you must provide a recent offer letter from your new employer with a start date beginning within the next thirty days. All applicants must provide the prior two month’s personal bank statements and must not have more than two NSF or overdrafts during those two months.
    • Proof of Additional Income (If Applicable): Proof of additional income includes official documents such as life insurance, retirement income, child support, second employment, etc. Proof of additional income is required if the gross income (of all applicants) does not equal three times the monthly rent.
    • Co-Signer/Guarantor: A Co-Signer/guarantor and/or additional security deposit may be required in the case of one of the following: 1) no verifiable income for full-time students; 2) unsatisfactory credit rating; 3) unverifiable rental history; 4) unsatisfactory income requirements.
      • The Co-Signer/Guarantor must pass the same application and screening process, pay the appropriate application fee, meet all of the same requirements as the applicant and have a strong credit rating, verifiable income of at least four and a half times the rent, and their own rent or mortgage payment.

Background Check (Criminal, Rental, & Credit History):

  • Criminal History: We make every effort to provide a safe and stable housing environment for our residents! Any applicant who is flagged with criminal history will undergo an additional level of screening to determine the amount of risk the applicant may pose to our property. This additional level of screening consists of twenty-six factors, including type, recency, and the number of offenses, all of which are considered to make a fair and objective decision.
  • Rental History: Up to thirty-six months of rental history will be reviewed and must exhibit no derogatory references (such as evictions, filings of initial evictions, or residential collections), and you must have given a thirty-day notice to vacate to the previous landlord. Any debt owed to an apartment community and/or utility company must be paid in full before the application can be approved. Forcible Entry and Detainers (Evictions) due to property damage, unpaid rent, drug use, or any criminal activity will not be accepted under any circumstance. If you have no prior verifiable rental history, you will be assessed an additional fee of one month’s deposit or asked to provide a Qualified Co-signer.
  • Credit History: Although our decision is not solely based on credit, credit history should show that the resident has paid bills on time and does not have a history of debt write-offs or collection accounts. Any money owed to a previous landlord or any utility company is cause for denial. Residency may also be denied due to poor credit history. A co-signer/guarantor may be accepted in this case. Please note that we request a soft-inquiry credit report.
  • Bankruptcies: Bankruptcies must be closed for more than thirty days for consideration. Open bankruptcies will be automatically declined.

Pet Policy:

A maximum of three pets is allowed in the home.

  • Pet Fee*: Pet owners are required to pay a non-refundable pet fee of $350 for one pet, $500 for two pets, and $700 for three pets, in addition to paying the $30 per pet per month fee during their lease.
  • ALL animals on the premises are required to have up-to-date vaccination records. Applicants must submit vaccination records, along with other application documents, via the resident portal.
  • Dog Breed Restrictions: Dog restrictions apply to breed type and size and are subject to approval.

*Pet fees do not apply in all states.

The following breeds are considered “unacceptable”:

  • Akita
  • Bullmastiff or Mastiff
  • Chow
  • Alaskan Malamute
  • American Bulldog
  • Doberman
  • German Shepherd
  • Husky

  • Siberian Husky
  • Staffordshire Terrier
  • Wolf Dog/Wolf Hybrid
  • Bull Terrier
  • Pit Bull Terrier
  • Rottweiler
  • Any combination of these or any dog that has any of the listed breeds lineage

  • Livestock and exotic creatures are not permitted on or within the home. Exotic creatures include but are not limited to snakes, spiders, lizards, and mice. Livestock animals include chickens, cows, goats, pigs, or roosters.
  • Fees:

      • Application fee(s) (if applicable)– The maximum allowed by the state, up to and not to exceed $45 per adult* (all occupants eighteen years or older who will occupy the property for a minimum of 20% of the duration of the lease). Application fees are non-refundable.
      • Holding fee – This deposit removes the home from the market and places a temporary hold on the property. According to qualification guidelines, this fee is typically equal to one month of the rental payment but is subject to a higher amount. When you move in, this deposit transfers to your security deposit. Once a holding fee link is sent, the applicant will have 48 hours to pay the fee, or the link will be closed.
        • Please note that the first applicant to pay the holding fee will reserve the home.
      • Administrative fee – $50 to be due with a holding fee.
      • Pet fee(s) (if applicable) – This fee will be due when the administrative fee is due.*

    To calculate your prorated rent amount that will be due prior to move-in, Click Here.

    *Application fees do not apply in all states.

    Disclosures:

    ResiHome does business in accordance with the Federal Fair Housing Law (The Fair Housing Amendments Act of 1988). Agents understand that it is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status, or National Origin. This applies to the sale or rental of housing or residential lots. It also applies to advertising, the sale or rental of housing, and the financing or appraisal process. In addition, blockbusting is illegal. To assure residents or buyers that we don’t discriminate, we display Equal Housing Opportunity posters in our office and have its logo printed on our application forms.

    By submitting this application, the applicant(s) acknowledge(s) and accept(s) that the lease application will be approved or rejected based on the information above. Falsification of any information on the lease application, provided documentation, or incomplete documentation will result in a decline of the application. Applicant(s) also agree(s) to submit all documents necessary to complete the application within 72 hours of the application date. All information must be verifiable.